XRP Price Stalls Below $3 Amid Institutional Hesitancy and Regulatory Challenges
Written by Ohris M. Greyoon, Blockchain & Crypto Expert
Source: Coinmarketcap
Updated: Jan 11 2026- Price Volatility Analysis: After a brief surge in January 2026, XRP failed to maintain a price above $3 due to U.S. regulatory challenges and Ripple's supply dynamics, indicating market concerns over price stability.
- Institutional Investment Attitude: Ripple CEO Brad Garlinghouse emphasized a focus on institutional payments rather than short-term price goals, reflecting how cautious institutional behavior under regulatory environments constrains XRP's price potential.
- Supply and Demand Impact: XRP's price is capped by supply-side pressures, and while institutional investment flows remain steady, they are insufficient to drive sustained price increases, highlighting the need for enhanced demand and confidence in the market.
- Long-term Holding Trend: Despite a decline in XRP balances on exchanges over the past 12-18 months, indicating a shift towards long-term holding, this has not been enough to push prices above the psychological barrier of $3, reflecting ongoing market fragility in confidence for the future.
About the author
Ohris M. Greyoon
Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.
