WLFI Seeks U.S. National Trust Bank Charter to Regulate Stablecoin Operations
Written by Ohris M. Greyoon, Blockchain & Crypto Expert
Source: Coinmarketcap
Updated: Jan 08 2026- Regulatory Transformation: World Liberty Financial has applied for a national trust bank charter through its subsidiary WLTC Holdings LLC, marking a strategic pivot from decentralization to formal federal oversight, which, if approved, would establish it as infrastructure for stablecoins.
- Political Implications: The application has become a political flashpoint due to its ties to President Trump, potentially influencing U.S. regulatory attitudes toward cryptocurrency, with approval seen as a signal for deeper integration of crypto into the American financial system.
- Market Response: Since its launch in 2024, WLFI has raised hundreds of millions through token sales and rapidly expanded the footprint of its USD1 stablecoin, yet its swift growth has drawn criticism regarding conflicts of interest and foreign capital exposure.
- Future Policy Impact: Regardless of the outcome, WLFI's bid for a bank charter is likely to shape future cryptocurrency policy, determining how comfortable the U.S. is with crypto platforms operating within its banking framework and the political baggage regulators are willing to accept.
About the author
Ohris M. Greyoon
Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.
