Stablecoin Payment Cards Expected to Transform Global Payments by 2026
Written by Ohris M. Greyoon, Blockchain & Crypto Expert
Source: Coinmarketcap
Updated: Jan 10 2026- Market Growth Potential: Industry experts project that stablecoin payment cards will emerge as one of the most influential trends in the cryptocurrency space by 2026, with stablecoin payment flows expected to grow at an 81% compounded annual rate, reaching $56.6 trillion by 2030, indicating significant industry momentum.
- Funding Support: The Rain platform recently raised $250 million, valuing the company at nearly $2 billion, facilitating seamless use of multiple stablecoins across blockchain networks like Ethereum and Solana, thereby enhancing global payment capabilities and positioning it as one of the fastest-growing fintech firms worldwide.
- User Experience Enhancement: The number of active users of stablecoin payment cards surged 30-fold in 2025, with annualized payment volume nearly increasing 40-fold, which not only simplifies the complexity of blockchain technology but also allows users to make payments in dollars anytime and anywhere, significantly improving user payment experiences.
- Regulatory Momentum: The passage of the GENIUS Act in the U.S. has accelerated regulatory engagement with stablecoins, with institutional players like Western Union planning to launch stablecoin-enabled cards in emerging markets by mid-2026, indicating that stablecoins are rapidly penetrating the fintech landscape and could displace traditional payment methods.
About the author
Ohris M. Greyoon
Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.
