Stablecoin Layer 1 and Layer 2 Networks: The Future of Worldwide Transactions

Emergence of Stablecoin-Native Blockchains: Stablecoin-specific blockchains are developing to address the limitations of general-purpose networks like Ethereum and Tron, focusing on instant settlement, low fees, and regulatory compliance to facilitate global payments.

Key Players and Their Strategies: Notable entrants include Plasma, Stable, Codex, Noble, and 1Money, each targeting different market segments—ranging from retail payments to institutional adoption—while leveraging unique features like zero-fee transfers and interoperability with Bitcoin.

Regulatory Considerations: As global regulators tighten oversight on stablecoins, compliance will be crucial for adoption, with chains like Codex and 1Money potentially benefiting from their built-in regulatory frameworks compared to more retail-focused options.

Future of Stablecoins in Payments: The next five years will be critical in determining whether stablecoin-native blockchains can replace traditional payment systems, with success hinging on real-world integrations and partnerships within the financial ecosystem.