Payments Are Set to Surpass Trading in the Next Cycle of Cryptocurrency
Shift in Cryptocurrency Focus: The narrative around cryptocurrency is evolving from speculative trading to real-world applications, particularly in payments, with stablecoins emerging as a significant $250 billion asset class that outpaces traditional remittance channels.
Regulatory Developments: New regulations, such as the U.S. GENIUS Act and Europe's MiCA, are providing a clearer framework for stablecoins, enabling institutions to invest confidently and paving the way for mainstream adoption of crypto in payment systems.
Traditional Finance Integration: Major payment platforms like PayPal and Stripe are quietly integrating crypto functionalities, allowing users to transact without needing blockchain knowledge, while minimizing crypto branding in their services.
Market Potential and Infrastructure Needs: The stablecoin market could grow to $3.7 trillion, but success hinges on building reliable, compliant financial utilities that prioritize user experience and security, moving away from speculative trading models.
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