PayPal collaborates with OpenAI to enable ChatGPT payments

Written by Ohris M. Greyoon, Blockchain & Crypto Expert

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Updated: Oct 28 2025

Partnership Announcement: PayPal has entered an exclusive partnership with OpenAI to integrate its payment system into ChatGPT, allowing users to make purchases directly through the chatbot interface.
Instant Checkout Feature: The integration will enable Instant Checkout for ChatGPT users, utilizing PayPal's wallet services and supporting various payment methods, including bank, crypto, and card payments.
Merchant Integration: Starting in 2026, merchants will be able to list their products within ChatGPT, making them discoverable and shoppable through the Agentic Commerce Protocol (ACP), which simplifies backend processes for transactions.
Broader Industry Impact: This collaboration not only enhances payment convenience but also signifies a trend towards AI-driven interfaces in financial transactions, positioning PayPal as a leader in AI-integrated payments and supporting its ongoing efforts in the cryptocurrency space.

About the author

Ohris M. Greyoon

Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.

PayPal collaborates with OpenAI to enable ChatGPT payments

About the author

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