Moody's Predicts Blockchain to Become Foundational in Financial System by 2026
Written by Ohris M. Greyoon, Blockchain & Crypto Expert
Source: Coinmarketcap
Updated: Jan 08 2026- Blockchain Infrastructure: Moody's report indicates that by 2026, blockchain technology will become central to how financial institutions allocate capital and manage liquidity, marking a transition from isolated pilots to production-scale deployment.
- Tokenization and Settlement Efficiency: Financial institutions are expected to increasingly rely on tokenized issuance to shorten settlement cycles and improve transparency, thereby reducing operational costs and accelerating asset conversion into cash.
- Infrastructure Competition: As digital finance matures, Moody's believes that market competition will focus on the quality and interoperability of infrastructure rather than mere innovation, with markets offering secure and efficient systems gaining strategic advantages.
- Regulatory Challenges: Despite increasing adoption of digital assets, Moody's warns that regulatory fragmentation remains a significant obstacle, particularly as inconsistent rules complicate the global deployment of digital products.
About the author
Ohris M. Greyoon
Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.
