JPMorgan to Allow Institutions to Use Bitcoin and Ether as Collateral for Loans by Year-End

Written by Ohris M. Greyoon, Blockchain & Crypto Expert

BTC-0.748%

ETH-1.326%

Source: Coinmarketcap

Updated: Oct 24 2025

JPMorgan's New Initiative: JPMorgan Chase plans to allow institutional clients to use Bitcoin and Ethereum as collateral for loans by the end of 2025, moving beyond ETFs and proxy instruments.
Custodianship of Assets: The bank will safeguard these crypto assets through an independent third-party custodian, ensuring security for the collateral used in loans.
Expansion of Crypto Integration: This move builds on JPMorgan's previous acceptance of crypto-linked ETFs as loan collateral, indicating a deeper integration of digital assets into their financing services.
Significance for Institutional Finance: Analysts see this development as a crucial shift, suggesting that cryptocurrencies are transitioning from niche speculation to becoming a part of mainstream institutional finance.

About the author

Ohris M. Greyoon

Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.

JPMorgan to Allow Institutions to Use Bitcoin and Ether as Collateral for Loans by Year-End

About the author

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