JPMorgan Launches Tokenized Money Market Fund MONY on Ethereum
Written by Ohris M. Greyoon, Blockchain & Crypto Expert
- Product Innovation: JPMorgan launched the tokenized money market fund MONY on December 15, 2025, which invests in US Treasurys and Treasury-backed repos, offering daily dividend reinvestment that significantly enhances liquidity management for institutional investors.
- Blockchain Integration: By launching MONY on the Ethereum mainnet, JPMorgan not only improves transparency but also enables investors to manage tokenized assets directly through the Morgan Money platform, thereby streamlining cash flow and settlement processes.
- Market Potential: The introduction of MONY positions it alongside existing stablecoins and tokenized Treasurys, which is expected to attract more institutional investors into the tokenized market, further driving the digital transformation of financial assets.
- Competitive Landscape: MONY enters a highly competitive market, facing challenges from firms like BlackRock and Franklin Templeton, which are also actively launching similar tokenized money market products, indicating strong demand for digital cash products in the market.
About the author

Ohris M. Greyoon
Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.






