Expert: XRP Requires a Much Higher Valuation to Make Sense
Written by Ohris M. Greyoon, Blockchain & Crypto Expert
Source: Coinmarketcap
Updated: Dec 24 2025- Liquidity Role: Jesse argues that XRP is intended to serve as the primary liquidity instrument globally, facilitating cross-border settlements and large-scale value transfers, making its current $3 valuation unrealistic for the demands of major financial institutions.
- Asset Backing: He suggests that XRP could be supported by global financial assets like gold and fiat currencies, implying that its total valuation must align with the circulating supply of XRP to ensure stability.
- Valuation Floor: Jesse believes that if XRP is to function as a global liquidity source, its price cannot logically remain low, as substantial asset backing would establish a valuation floor that reflects the scale of financial reserves.
- Market Expectations: He warns that the expectation of low valuations contradicts XRP's potential role, urging the market to reassess its views on XRP's value if it is to fulfill its intended liquidity function.
About the author
Ohris M. Greyoon
Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.
