Expert Tells XRP Investors: I Made a Mistake. This Will Be Significant

Written by Ohris M. Greyoon, Blockchain & Crypto Expert

ONDO-1.819%

XRP-1.627%

Source: Coinmarketcap

Updated: Dec 22 2025

XRP Ledger Upgrade: A notable shift in sentiment regarding the XRP Ledger's upgrade has occurred, with a previously skeptical commentator now recognizing its potential to enhance institutional adoption and financial integration.
Institutional Lending Protocols: The introduction of a protocol-level lending system on XRPL aims to meet regulatory standards and the needs of institutions, offering fixed-rate, credit-oriented lending that aligns with traditional finance.
Real-World Asset Tokenization: XRPL has improved its capabilities for tokenizing real-world assets, exemplified by partnerships that allow for the trading of tokenized U.S. Treasuries, appealing to institutional investors seeking regulated investment options.
Utility Over Speculation: The evolving narrative in the crypto space emphasizes the importance of utility over speculation, with XRPL's advancements in lending, tokenization, and compliance positioning it as a viable option for institutional capital.

About the author

Ohris M. Greyoon

Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.

Expert Tells XRP Investors: I Made a Mistake. This Will Be Significant

About the author

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