EXFY.O Relative Valuation
EXFY.O's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, EXFY.O is overvalued; if below, it's undervalued.
Historical Valuation
Expensify Inc (EXFY.O) is now in the Undervalued zone, suggesting that its current forward PS ratio of 1.03 is considered Undervalued compared with the five-year average of 15.93. The fair price of Expensify Inc (EXFY.O) is between 17.44 to 18.56 according to relative valuation methord. Compared to the current price of 1.60 USD , Expensify Inc is Undervalued By 90.82%.
Relative Value
Fair Zone
17.44-18.56
Current Price：1.60
90.82%
Undervalued
9.07
PE
1Y
3Y
5Y
Trailing
Forward
2.70
EV/EBITDA
Expensify Inc. (EXFY.O) has a current EV/EBITDA of 2.70. The 5-year average EV/EBITDA is 23.70. The thresholds are as follows: Strongly Undervalued below -36.69, Undervalued between -36.69 and -6.50, Fairly Valued between 53.90 and -6.50, Overvalued between 53.90 and 84.10, and Strongly Overvalued above 84.10. The current Forward EV/EBITDA of 2.70 falls within the Historic Trend Line -Fairly Valued range.
3.81
EV/EBIT
Expensify Inc. (EXFY.O) has a current EV/EBIT of 3.81. The 5-year average EV/EBIT is 79.77. The thresholds are as follows: Strongly Undervalued below -334.68, Undervalued between -334.68 and -127.46, Fairly Valued between 286.99 and -127.46, Overvalued between 286.99 and 494.22, and Strongly Overvalued above 494.22. The current Forward EV/EBIT of 3.81 falls within the Historic Trend Line -Fairly Valued range.
1.03
PS
Expensify Inc. (EXFY.O) has a current PS of 1.03. The 5-year average PS is 4.07. The thresholds are as follows: Strongly Undervalued below -4.41, Undervalued between -4.41 and -0.17, Fairly Valued between 8.32 and -0.17, Overvalued between 8.32 and 12.56, and Strongly Overvalued above 12.56. The current Forward PS of 1.03 falls within the Historic Trend Line -Fairly Valued range.
5.82
P/OCF
Expensify Inc. (EXFY.O) has a current P/OCF of 5.82. The 5-year average P/OCF is -13.36. The thresholds are as follows: Strongly Undervalued below -787.09, Undervalued between -787.09 and -400.23, Fairly Valued between 373.50 and -400.23, Overvalued between 373.50 and 760.36, and Strongly Overvalued above 760.36. The current Forward P/OCF of 5.82 falls within the Historic Trend Line -Fairly Valued range.
7.31
P/FCF
Expensify Inc. (EXFY.O) has a current P/FCF of 7.31. The 5-year average P/FCF is 47.72. The thresholds are as follows: Strongly Undervalued below -328.35, Undervalued between -328.35 and -140.32, Fairly Valued between 235.75 and -140.32, Overvalued between 235.75 and 423.79, and Strongly Overvalued above 423.79. The current Forward P/FCF of 7.31 falls within the Historic Trend Line -Fairly Valued range.
Expensify Inc (EXFY.O) has a current Price-to-Book (P/B) ratio of 1.10. Compared to its 3-year average P/B ratio of 2.94 , the current P/B ratio is approximately -62.70% higher. Relative to its 5-year average P/B ratio of 3.38, the current P/B ratio is about -67.50% higher. Expensify Inc (EXFY.O) has a Forward Free Cash Flow (FCF) yield of approximately 16.98%. Compared to its 3-year average FCF yield of 5.34%, the current FCF yield is approximately 217.94% lower. Relative to its 5-year average FCF yield of 4.00% , the current FCF yield is about 324.30% lower.
1.10
P/B
Median3y
2.94
Median5y
3.38
16.98
FCF Yield
Median3y
5.34
Median5y
4.00
Competitors Valuation Multiple
The average P/S ratio for EXFY.O's competitors is 44.70, providing a benchmark for relative valuation. Expensify Inc Corp (EXFY.O) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of %, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of EXFY.O decreased by 52.24% over the past 1 year. The primary factor behind the change was an decrease in Margin Expansion from -6.21 to -6.60.
The secondary factor is the Revenue Growth, contributed -0.97%to the performance.
Overall, the performance of EXFY.O in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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