Oscar Introduces New Budget-Friendly Health Insurance Options for Individuals and Families in Charlotte
Written by Emily J. Thompson, Senior Investment Analyst
Source: Newsfilter
Updated: Nov 05 2025
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Source: Newsfilter
Oscar Health Expansion: Oscar Health is launching affordable, tech-powered health plans for individuals and families in Charlotte for the 2026 Open Enrollment, emphasizing personalized care and innovative technology.
New Health Plans: The new offerings include Bronze, Silver, and Gold plans, a unique menopause plan called HelloMeno, and condition-focused plans for chronic illnesses, all designed to provide comprehensive and accessible healthcare.
Member Satisfaction: Over 60% of Oscar members recommend the service to others, highlighting the company's commitment to treating members like family and providing exceptional support through dedicated Care Guides and technology.
Enrollment Information: Individuals can enroll in Oscar's plans starting November 1, 2025, through Healthcare.gov or by contacting Oscar directly, with a focus on making healthcare accessible and affordable for all.
OSCR.N$0.0000%Past 6 months

No Data
Analyst Views on OSCR
Wall Street analysts forecast OSCR stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for OSCR is 13.82 USD with a low forecast of 11.00 USD and a high forecast of 19.29 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Wall Street analysts forecast OSCR stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for OSCR is 13.82 USD with a low forecast of 11.00 USD and a high forecast of 19.29 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Current: 13.880

Current: 13.880

Underweight
downgrade
$14 -> $11
Reason
Wells Fargo lowered the firm's price target on Oscar Health to $11 from $14 on lower odds for enhanced subsidy extension, while keeping an Underweight rating on the shares. The firm is updating estimates and model assumptions following Q3 and greater visibility into 2026 market dynamics. Wells sees Oscar Health as a clear share gainer in 2026, making it harder to underwrite MLR improvement.
Underweight
maintain
$11 -> $13
Reason
Barclays analyst Andrew Mok raised the firm's price target on Oscar Health to $13 from $11 and keeps an Underweight rating on the shares following the Q3 report. The company is putting though a weighted-average rate increase of 28%, with more competitive products in bronze and gold tiers, the analyst tells investors in a research note.
UBS raised the firm's price target on Oscar Health to $12 from $11 and keeps a Sell rating on the shares.
Neutral
initiated
$17
Reason
Goldman Sachs initiated coverage of Oscar Health with a Neutral rating and $17 price target. The managed care industry faces its most significant underwriting downturn in over 15 years, the analyst tells investors in a research note. Goldman recommends increased exposure to Medicare Advantage as it sees a margin recovery phase beginning in 2026. However, the firm does not see the Medicare Advantage recovery playing out uniformly across the group in 2026. The analyst also sees a longer path to cyclical recovery in Medicaid and the healthcare exchange.
About OSCR
Oscar Health, Inc. is a healthcare technology company built around a full stack technology platform. The Company's offerings include its insurance business and +Oscar Platform. Its health plans are offered in the individual market. The individual market primarily consists of policies purchased by individuals and families through health insurance marketplaces, established by the ACA and operated by the federal government, as well as other marketplaces operated by individual states. Individuals and families may also purchase policies in the individual market off-exchange. Employees whose employers have chosen to offer an Individual Coverage Health Reimbursement Arrangement (ICHRA) are also able to purchase its health plans. It offers health plans in the individual market under the five metal plan categories defined by the ACA: Catastrophic, Bronze, Silver, Gold, and Platinum. Through the +Oscar platform, the Company deploys its technology to help others throughout the healthcare system.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.