Oscar Introduces New Budget-Friendly Health Insurance Options for Individuals and Families in Charlotte
Written by Emily J. Thompson, Senior Investment Analyst
Source: Newsfilter
Updated: Nov 05 20250mins
Oscar Health Expansion: Oscar Health is launching affordable, tech-powered health plans for individuals and families in Charlotte for the 2026 Open Enrollment, emphasizing personalized care and innovative technology.
New Health Plans: The new offerings include Bronze, Silver, and Gold plans, a unique menopause plan called HelloMeno, and condition-focused plans for chronic illnesses, all designed to provide comprehensive and accessible healthcare.
Member Satisfaction: Over 60% of Oscar members recommend the service to others, highlighting the company's commitment to treating members like family and providing exceptional support through dedicated Care Guides and technology.
Enrollment Information: Individuals can enroll in Oscar's plans starting November 1, 2025, through Healthcare.gov or by contacting Oscar directly, with a focus on making healthcare accessible and affordable for all.
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Analyst Views on OSCR
Wall Street analysts forecast OSCR stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for OSCR is 16.06 USD with a low forecast of 11.00 USD and a high forecast of 25.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
5 Analyst Rating
1 Buy
1 Hold
3 Sell
Moderate Sell
Current: 17.180
Low
11.00
Averages
16.06
High
25.00
Current: 17.180
Low
11.00
Averages
16.06
High
25.00
Piper Sandler
Neutral -> Overweight
upgrade
$13 -> $25
2025-11-25
Reason
Piper Sandler
Price Target
$13 -> $25
2025-11-25
upgrade
Neutral -> Overweight
Reason
Piper Sandler upgraded Oscar Health to Overweight from Neutral with a price target of $25, up from $13.
Piper Sandler
Jessica Tassan
Neutral -> Overweight
upgrade
$13 -> $25
2025-11-25
Reason
Piper Sandler
Jessica Tassan
Price Target
$13 -> $25
2025-11-25
upgrade
Neutral -> Overweight
Reason
As previously reported, Piper Sandler analyst Jessica Tassan upgraded Oscar Health to Overweight from Neutral with a price target of $25, up from $13. Following a deep dive into benefit design, pricing and broker strategy in Miami-Dade, Oscar's largest county, the firm believes Oscar can concurrently grow share and profitability in a scenario where E-APTCs expire at the end of calendar 2025. The firm considers calendar year 2027 adjusted EBITDA of $404M to be "the floor," the analyst tells investors.
Wells Fargo
Underweight
downgrade
$14 -> $11
2025-11-13
Reason
Wells Fargo
Price Target
$14 -> $11
2025-11-13
downgrade
Underweight
Reason
Wells Fargo lowered the firm's price target on Oscar Health to $11 from $14 on lower odds for enhanced subsidy extension, while keeping an Underweight rating on the shares. The firm is updating estimates and model assumptions following Q3 and greater visibility into 2026 market dynamics. Wells sees Oscar Health as a clear share gainer in 2026, making it harder to underwrite MLR improvement.
Barclays
Andrew Mok
Underweight
maintain
$11 -> $13
2025-11-10
Reason
Barclays
Andrew Mok
Price Target
$11 -> $13
2025-11-10
maintain
Underweight
Reason
Barclays analyst Andrew Mok raised the firm's price target on Oscar Health to $13 from $11 and keeps an Underweight rating on the shares following the Q3 report. The company is putting though a weighted-average rate increase of 28%, with more competitive products in bronze and gold tiers, the analyst tells investors in a research note.
See All Ratings
About OSCR
Oscar Health, Inc. is a healthcare technology company built around a full stack technology platform. The Company's offerings include its insurance business and +Oscar Platform. Its health plans are offered in the individual market. The individual market primarily consists of policies purchased by individuals and families through health insurance marketplaces, established by the ACA and operated by the federal government, as well as other marketplaces operated by individual states. Individuals and families may also purchase policies in the individual market off-exchange. Employees whose employers have chosen to offer an Individual Coverage Health Reimbursement Arrangement (ICHRA) are also able to purchase its health plans. It offers health plans in the individual market under the five metal plan categories defined by the ACA: Catastrophic, Bronze, Silver, Gold, and Platinum. Through the +Oscar platform, the Company deploys its technology to help others throughout the healthcare system.
About the author
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Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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